A life in chapters

Born August 23, 1970

Troy, New York

Troy is where it started. A small upstate city, a working family, and a household where curiosity was normal.

A creative father

Troy, New York

My dad was creative and hands on. Electronics, light shows, and Silva Mind Control were part of the house I grew up in. I learned early that you can take things apart, understand them, and build something of your own.

How can we help?

That question was the family principle. Not what can we get, not what is in it for us. How can we help. It has held up better than almost anything else I have been taught.

Community college

School started to make sense once I was choosing it. This is where the habit of learning on purpose began.

Associate's degree

First degree finished. Proof that finishing something is its own skill.

Psychology degree

SUNY Plattsburgh

Psychology turned out to be the most practical thing I ever studied. Every deal, every sale, every partnership and every mistake comes back to how people actually think and decide.

Virginia Beach, Lake Tahoe, Saba, Baltimore, Colorado, California

Years of moving, working and paying attention. Different places, different work, different people. It taught me that most of what you think is normal is just local.

Commercial elevators, starting with Dover Elevator

My commercial elevator career began at Dover Elevator. Big buildings, long sales cycles, real consequences. This is where I learned how commercial business is actually done.

Thyssen / Dover

The industry consolidated around me. I kept selling, kept learning, and watched how large organizations really operate from the inside.

Residential elevator sales

Five years selling residential elevators. Smaller projects, more homeowners, more conversations at kitchen tables. It sharpened everything I knew about listening.

Amtech / Otis / United Technologies sales management

Moving from selling to leading salespeople. Managing a team teaches you fast that your own numbers were the easy part.

Tax lien investing

I found tax lien investing, studied it, and then actually did it. That order matters. I was an investor before I was ever anyone's instructor.

U.S. Tax Lien Association

This is where I learned the strategy properly. I paid to be taught, then went and put it to work.

Hired by the organization that taught me

After I learned the strategy and implemented it successfully, the organization that taught it to me hired me to travel and teach it. That was the first time I understood that experience itself is an asset.

Teaching with Tax Lien Method

Later I traveled and taught with Tax Lien Method. More rooms, more cities, more people trying to make a first move with their money.

ThyssenKrupp Elevator

Back in the elevator business at ThyssenKrupp. Good company, good people, and by the end I knew I wanted to build something of my own.

Leaving corporate America

I left. Not dramatically, and not because corporate life is evil. I left because I wanted to own the outcome, including the bad ones.

Multifamily real estate and private money

Apartments, financing, lenders and partners. Private money changed the size of what was possible, and it raised the cost of being careless.

California Real Estate Broker

Licensed as a broker in California. Another set of rules learned properly rather than approximately.

Entrepreneurship, creative finance, investing

Building businesses, structuring deals that banks would not do, and putting money to work. Some of it worked. Some of it taught me instead.

Education and intellectual property

Courses, frameworks and material of my own. What you know becomes an asset the moment you can hand it to someone else and have it work.

AI and digital assets

The most interesting shift I have lived through since the internet itself. I am not watching this one from the sidelines.

Still building

Make Your Money Multiply, Digital Asset Factory, real estate, creative finance and education. Helping people multiply the money, knowledge, relationships and opportunities they already have.